Singapore is increasingly becoming a preferred study destination for Indian students due to its top-ranked universities, global career prospects, and high standard of living. While it offers quality education, it’s important for Indian students and their families to understand the overall costs involved. This includes tuition fees, living expenses, and other miscellaneous costs. Here’s a detailed breakdown of the cost of studying and living in Singapore for Indian students in 2025.
1. Tuition Fees
Tuition fees in Singapore vary depending on the institution, program, and level of study (undergraduate or postgraduate). On average:
- Public Universities (e.g., NUS, NTU, SMU):
SGD 15,000 – SGD 35,000 per year
(Approx. ₹9 – ₹21 lakhs per year) - Private Institutions (e.g., SIM, Kaplan, MDIS):
SGD 10,000 – SGD 25,000 per year
(Approx. ₹6 – ₹15 lakhs per year) - Polytechnic Diplomas or Foundation Courses:
SGD 6,000 – SGD 12,000 per year
(Approx. ₹3.6 – ₹7.2 lakhs per year)
Tuition Grant Scheme: Indian students studying at public universities can apply for the MOE Tuition Grant, which significantly reduces tuition fees. In return, students are required to work in Singapore for 3 years after graduation.
2. Accommodation Costs
Housing is one of the major components of living expenses. Students can choose from on-campus dormitories, private hostels, or rented apartments.
- On-campus housing:
SGD 250 – SGD 700/month (₹15,000 – ₹42,000) - Shared apartments/rooms:
SGD 500 – SGD 1,200/month (₹30,000 – ₹72,000) - Private studio or one-bedroom apartment:
SGD 1,200 – SGD 2,000/month (₹72,000 – ₹1.2 lakhs)
Most Indian students opt for shared housing to reduce costs.
3. Daily Living Expenses
Living expenses in Singapore are moderate compared to western countries but can vary depending on lifestyle.
- Food (eating out and groceries):
SGD 300 – SGD 500/month
(₹18,000 – ₹30,000) - Transport (MRT, bus):
SGD 50 – SGD 120/month
(₹3,000 – ₹7,200) - Utilities (if renting):
SGD 100 – SGD 200/month
(₹6,000 – ₹12,000) - Mobile and Internet:
SGD 30 – SGD 50/month
(₹1,800 – ₹3,000) - Entertainment and miscellaneous:
SGD 100 – SGD 200/month
(₹6,000 – ₹12,000)
4. Total Estimated Monthly Living Cost
Most Indian students can expect to spend around:
SGD 800 – SGD 1,500 per month
(Approximately ₹48,000 – ₹90,000 per month)
5. Part-Time Work and Internships
Student Pass holders are allowed to work part-time (up to 16 hours/week) during the academic term and full-time during vacations. This can help cover basic living expenses, especially for longer courses.
6. Scholarships and Financial Aid
Many universities and government bodies offer scholarships specifically for international students, including Indians. These can partially or fully cover tuition fees and sometimes living expenses as well. Examples include:
- ASEAN Undergraduate Scholarship
- SINGA PhD Scholarship
- NUS/NTU/SMU merit scholarships
- SIM Global Education Bursaries
Conclusion
The cost of studying and living in Singapore is more affordable compared to Western countries, especially when combined with scholarships or tuition grants. With proper budgeting and financial planning, Indian students can comfortably manage their expenses and enjoy a high-quality education in one of Asia’s safest and most developed countries.